工行渭南前进路支行全面推动各项业务快速发展

Icbc weinan rapid development drive our business forward road sub-branch

For fully pressurized momentum of development, to ensure the smooth realization of the management goal tasks throughout the year. Recently, weinan forward road sub-branch of icbc a whole staff meeting, the implementation of the branch President conference spirit. Review work is the basis of last year, carefully find and analyze the problems and difficulties faced in the current work, unified thought, clear development goals, a clear focus and direction, speed up the development of measures to ensure the rapid and coordinated business development.

Knew each other, unity, mutual cooperation, build a good working atmosphere. Facing the complex economic environment and fierce market competition situation, the line leader will branch development concept, the work in time deployment in the staff education, strengthen mutual cooperation between government departments cooperation, mutual understanding and communication between employees, the employees thought unity, talent and passion to the development of the branch. Adhere to in order to enhance market competitiveness in a work as the core, break traditional bondage, creatively work, efforts to development in the fierce market competition to grasp the initiative.

Second, comprehensive promote core business competition ability, consolidate the foundation of development. Will deposit to highlight the deposit base status and work as the first priority to grasp, to the sustainable development of the management fluctuation kongfu, on measures for the article. Adhere to throughout the year, with emphasis on the implementation of key customer relationship maintenance, depth excavation quality customers to add storage potential, to expand the two deposit market share. Season marketing as an opportunity, to make effective to increase storage stability mechanism, through the "high-end", turn counter to dig, overall marketing measures such as to achieve steady development. Further expansion of electronic banking, wealth management products: the platinum card, the installment, and other products sales, enhance the permeability of the high-end customers, for through to provide value-added services to attract and stable customer.

Third, based on high quality business market, enhance the intermediary business sustainable development power. On the one hand, tightly grasp market opportunity, give full play to the line leader, customer manager, counter level 3 marketing advantage, in the wealth management products fluctuate, installment loan, agent insurance business, promote the rapid growth of personal intermediary business income. On the other hand strengthen to large group clients, as well as excellent private enterprises large savings for business penetration, pay attention to corporate financial products, cash management services, agency business, asset management, and other products sales, expand areas of cooperation and gradually establish a management pattern for the sustainable development of intermediary business.

4, pay attention to market development, improve the credit market. Strengthen efforts, innovative work ideas, driving the market development and structure optimization. Particularly on GeDai new projects, small business loans, loans to help industry and other business, efforts to develop new customers and new projects, cultivate new business growth point.

5, prominent service key, improve external image. One is to increase operating environment governance, non-cash business area, precious metal area, indoor decorating and local business transformation, expansion of office area. Customization of office desks and chairs, fill in single, items, such as ark, can meet the needs of customers, staff office. Adjust cabinet library box placement, specification documents, goods display, increase health cleaning and other measures to promote service has taken on a entirely newlook. 2 it is to implement the development strategy of high quality customers, pay attention to the high-end customer relationship maintenance, to carry out the line leaders, business and customer manager, director, the lobby manager for quality customer dedicated service. Three is to increase service evaluation management, adhere to the service check every month, the employee service quality comprehensive evaluation, and performance assessment of wages, promote service standardization management.

Six, to fully study and discussion, perfect performance appraisal and valuation method. In order to adapt to branch management performance evaluation, and product pricing way changing needs, branch based on the branch of the guiding ideology, according to the development of the branch, in line with the principle of just, fair, open, adopt the Suggestions of departments, employees in many ways, to develop effective management method of performance appraisal, further stimulate the marketing potential of the employees and initiative, through scientific and effective evaluation mechanism and the internal management mechanism through the branch's business development, business development scale and the staff income, steady increase.

Seven, firmly establish a prudent management consciousness, improve the management level of refinement. Fine management is the key to ensure the business goals and improve the management benefit the important means. One is to strengthen the internal control case base, system of perfect, including responsibility, etc, all kinds of work, people use institutional constraints, the system administrator of the internal management mechanism. FangZha work responsibility system, improve and implement case further more important jobs, important link, key personnel to monitor and troubleshoot, formulate rectification measures, implement "accountability" and review of the problem is corrected, increased responsibility punishment, make internal control risk prevention work pass forward, check with prevention. Second, carefully put good customer access, adhere to the principle of paying equal attention to market development and risk prevention, after rigorous review before loan, credit risk early warning. Increase at the same time credit card acceptance, installment payment business, small business loans risk management level. Third, earnestly implement the responsibility system for safety management, perfect deal with emergency preplan, intensify FangZha is sensitive to key areas, period of time, especially focus on increasing self-help equipment operation management, to carry out the patrol system, effective prevent fire, theft, robbery and other kinds of of, create a safe operating environment for our development.