来源:工商银行 小编:朱岳 发布时间:2013年03月11日
内容导读: 近年来,中国工商银行将支持现代服务业发展作为推进经济结构优化升级的重要着力点,持续加大金融支持力度。其中,工行还将现代服务业中的中小企业作为重点支持对象,在工行提供信贷支持的4.83万户现代服务业企业中,中小企业占89%,贷款余额的占比则达到78%。
Icbc's modern service industry loans surged 41% last year
JingJiWang in China Beijing, China in recent years, on March 11, the industrial and commercial bank of China will support the development of modern service industry as an important focus of the economic structure optimization and upgrading, continue to intensify financial support. According to statistics, by the end of 2012 the icbc loan balance of modern service industry has more than 1.1 trillion, the year jumped 41%, is the largest domestic support to modern services loan of commercial Banks. Icbc will also is one of the small and medium-sized enterprises in the modern service industry as a key support object, 48300 households in icbc to provide credit support to modern services in the enterprise, small and medium-sized enterprises (smes) account for 89%, loan balance the proportion of 78%.
According to introducing, modern service industry refers to the use of modern technology and management methods, to adapt to the transformation of economic development patterns and residents' consumption structure upgrade, which has high added value, high technology content, high growth of service sector, including both emerging service forms, including the modernization of traditional service industry. Modern service industry is very extensive, industry forms, diversity of financial services demand. Therefore, icbc in view of the characteristics of each industry to modern service industry to provide personalized financing support, even in the same industry, also according to different links, different enterprise management features and requirements tailored solutions, formed the characteristic product system. On producer services, for example, in the most representative of the modern logistics enterprises, icbc actively supporting the construction of national key logistics node of the logistics park, also in view of the logistics industry is increasingly the development trend of informatization, integration, to develop the modern logistics enterprise's upstream and downstream trade financing, to satisfy the logistics enterprise and its upstream and downstream enterprises and financial needs of the customer integration.
Currently, icbc's support of the modern service industry enterprises have covers the wholesale and retail trade, business services, tourism, modern logistics industry, leasing, social services, health care, education, scientific research, information services and more child industry such as software. In the provision of financing support, icbc also efforts to modern service enterprises with investment banking, electronic banking, settlement, cash management, let public deposits, enterprise annuity, bond underwriting, asset management, and comprehensive services such as personal financial business.
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