工商银行新疆分行倾力支持新疆跨越式发展

 Xinjiang branch of industrial and commercial bank of passionate support leapfrog development in xinjiang

In 2012, icbc and conferences both locally and further implement the central work in xinjiang xinjiang branch banking financial institutions to support xinjiang's economic and social development by leaps and symposium spirit, adhere to service the real economy, the work direction of the livelihood of the people, closely around autonomous region of new industrialization, agricultural modernization and new urbanization construction, significantly increase lending to actively participate in and support the relationship between national economy and people's livelihood construction of major projects, and to small and medium-sized enterprise solve the financing difficult problem, for the autonomous region economic development provides a strong financial support.

According to statistics, as of late 2012, the xinjiang branch of icbc lending for each 66.828 billion yuan. The new yuan loans of 13.137 billion yuan, the year growth rate of 22.05%. Among them, to basic industries, infrastructure construction, agriculture, service industry, equipment manufacturing industry and resource advantage industries compared to the more than 9.511 billion yuan; The cumulative distribution of all kinds of small micro enterprise financing 4.288 billion yuan; XiangBingTuan customer distribution of all kinds of financing, amounting to 10.902 billion yuan year-on-year increase of 3.046 billion yuan; On the individual housing loans, personal consumption and personal business loans totaled 7.849 billion yuan, an increase of 547 million yuan over last year. At the same time, the bank through a diversified financial services to support the development of the xinjiang region and improve the quality, for corporate issuance of company bonds in xinjiang 4 billion yuan, for the power industry in xinjiang to introduce strategic investors and fund-raising 2 billion yuan; Successfully issued earnings trust plan nearly 400 million yuan. By the end of 2012, the bank business viability of short-term financing scale of 1.75 billion yuan, the year an increase of 750 million yuan.

Tilt policy boost rapid economic development in xinjiang

Industrial and commercial bank head office has always been very care, attention to xinjiang's economic and social development, especially the central work in xinjiang after the symposium was held, take various effective measures and further tilt policy guide and help icbc branch in xinjiang to speed up the development. Industrial and commercial bank of central work in xinjiang after the symposium was held, positive response, the senior leader and head of intensive research in xinjiang actively guide, comprehensively strengthen xinjiang from the Angle of financial services. Since 2010, the ministry of the extraordinary increase in xinjiang for three consecutive years of the headquarters of the credit scale, and timely adjustment, as far as possible to ensure the effect of the xinjiang credit; In 2010 issued "about opinion" to promote the development of xinjiang branch credit business, xinjiang branch of icbc to increase credit support and improve the level of financial services.

This year in the national development and reform commission issued "several opinions about support xinjiang industry healthy development, the industrial and commercial bank head office leadership and research departments immediately organize to xinjiang, to study and formulate the further support economic and social development in xinjiang regional credit policy.

Is a large area to relax credit customer access conditions and credit business access conditions: loosen the steel, cement, petroleum and petrochemical, coal, coal chemical, thermal power, hydropower and other construction projects approved conditions; Eased roads, electricity, and urban construction in areas such as customer and project loan access and withdrawal conditions; To kashgar, huoerguos economic development zone, at the national level development zone approved by the state council, and the corps level national and autonomous regions as well as the corps level development zones (industrial parks) into the development of credit access lists, to promote regional economic cooperation and the advantages of industrial cluster development.

2 it is to greatly expand credit business license. The xinjiang branch of icbc all project loan examination and approval authority expanded nearly 2 times; To the xinjiang branch of large power grid project, focus on coal-fired thermal power, wind power, hydropower project, coal based industry, and energy and resource advantages, such as metal acquisition field project loan approval authority expanded to 2010 more than five times as much as authorized by the credit business, actively support in key enterprises and key projects in the xinjiang and the advantage industry; To conform to the conditions of urban construction, highways, electric power, power, coal, coal gas, water conservancy and other basic industries and key projects to allow lending project prophase, time limit and relax capital in place; Adjust to adapt to the characteristics of special credit policy, support corps of urbanization and infrastructure construction financing needs and the industrialization of agriculture; To further raise the corps agricultural worker individual loan single-family financing limit to 5 times.

Three is the allocation of resources to be tilted. Clear for the determination of document no. 1177 national development and reform commission of twelve industry project loans, the priority for approval, and limits in the industry, credit assessment, the respect such as the size of the loan plus full kit in place. For roads, electricity, urban construction, real estate, and other areas of the basic industries, the difference in the mainland do not controlled by the total credit limit; Expand approved credit services for petroleum and petrochemical enterprises, short-term financing innovation in international trade the key customer rights; Allows the counterpart xinjiang project financial capital formation of the temporary funding needs to issue temporary arrived bridging loans; In xinjiang branch in service in major construction projects in the xinjiang and xinjiang project in the process of oral confession, syndicated loans and grants and loans for inline credit business co-operation share greater autonomy, examination and approval authority, etc.

Close to the demand diversification development support to force

In the support from the head office, industrial and commercial bank, icbc branch based in xinjiang area, seize opportunities, the more advantage projects, industries, resources input, support small and micro enterprise "three agriculture" economic development and improve people's livelihood areas of financial services has adopted a series of effective measures to effectively support the leap-forward development of xinjiang economy and society.

In 2012, icbc branch around the region economy development in xinjiang, further strengthen the basic industries and key projects and the superiority resources in the field of support. Priority support included in the national and autonomous regions in the middle of the 12th five-year plan and project, the counterpart in xinjiang autonomous region investment projects, and approved by the national development and reform commission (NDRC) approval, project, and as the lead arranger, successfully established datang hutubi wall energy development co., LTD., 2 * 300000 mw project, commitment shall share loans of 900 million yuan, at the same time involved in guodian kuqa 2 x 330000 mw project phase ii, ili syndicated loans such as energy 2 * 300000 mw project. Actively support coal, coal chemical, petrochemical, railway and so on resources development and infrastructure construction projects, and characteristics of important non-ferrous metal and non-metal mineral resources comprehensive development project, key support the xinjiang nanjiang steel eight steel in baicheng co., LTD. 3 million tons of iron and steel, etc. Support market is relatively mature and relatively stable cultural tourism revenue model of press and publication, radio and television network operations, etc. The cultural industry, and autonomous region should sign the "culture industry to support the strategic cooperation agreement", actively promote xinjiang publishing, radio, film and television media, cultural creativity, animation industry, etc. Accumulated throughout the year to the highway, railway, urban construction, electric power, petroleum and petrochemical, natural gas, coal, mineral development, cultural tourism, equipment manufacturing, commerce and trade circulation, agricultural and sideline products processing and other infrastructure, characteristic advantage industry of key projects to raise 16.1 billion yuan. Including baosteel group xinjiang bayi iron & steel co., LTD. South xinjiang steel base project, datang, wind power development co., LTD. Project, kuqa pine and cement co., LTD. Nissan 5000 tons of cement clinker production line project such as a batch can pull the key project of xinjiang economic development, support local economic development.

To better support the development of small and micro enterprises, xinjiang branch of icbc in August 2012 to set up a small business finance department, in 14 secondary branch, respectively, set up small business finance business or small business credit business center, and in three key KuiTun branch set up small business credit business sub-center, he is equipped with 180 client manager deals with in small business credit business, professional operation and management of small business financial services, and on the credit scale to tilt; At the same time establish and improve small business financial business development guidance and a series of supporting policies system, reflect the characteristics of the small business business operation process and differential authorized examining and approving mechanism, improve the service efficiency. The bank argues seminar, product promotion, special event, focused campaigns, etc., for small micro enterprise financial service campaign; Sharding district organization held special TuiJinHui, in-depth part of the research in enterprise, help clear up the thoughts base line, solve the service problem encountered in small micro enterprise. Branches around the coal, oil, steel, cotton, agricultural products processing, such as characteristic resources, actively introduce domestic and international trade finance and "pass" network products, or in collaboration with the financing guarantee companies in the area, meet the demand of various levels of diversification of small micro enterprise financing. By the end of 2012, the bank for 2012 households to deal with all kinds of small micro enterprise financing 4.288 billion yuan; Small micro enterprise loan customers for 570, the year an increase of 219 households, small micro enterprise loan balance of 5.525 billion yuan, net increase of 2.081 billion yuan, the year growth of 60.4%, higher than selling the loan growth of 38.14%. In addition, small micro enterprise silver ticket, l/c, letter of guarantee and other off-balance-sheet financing balance of 092 million yuan.

In order to meet the production and construction corps herd the characteristics of the spring and the autumn harvest demand centralized, the arrangement deployment rating credit approval in advance, reserve a credit scale, fully support corps agricultural production. By deepening and the functional departments of communication and contact, corps construction and retrofit of 2012 investment plan involving people's livelihood engineering, infrastructure, industry, service industry and enterprise innovation ability construction project screening, will meet the national industry policy and icbc credit policy of the 62 project as our bank lending targets. According to the divisions funds for loans, financing round field design accords with the capital chain of trade financing and product mix, advance payment business, factoring, domestic credit + vendor financing and accounts receivable financing tax refunds and other trade financing business is dealt with, break the divisions for a long time just by working capital loans channels to solve the financing needs of the single situation of industrial development, actively support the production and construction corps agricultural construction. At the end of 2012 XiangBingTuan provide a wide range of financing the bank is 10.902 billion yuan RMB, the year an increase of 1.357 billion yuan, 27.4%. Key support for the agricultural products processing, rural infrastructure, agricultural supplies and circulation of agricultural products, agricultural production materials manufacturing and other fields and corps farming herd, production and operation of the farmer's consumption and reasonable financing needs. In addition, it also actively support other areas of agricultural financing needs, lending for agriculture, amounting to 16.831 billion yuan year-on-year increase of 3.324 billion yuan.

To constantly meet the masses of all nationalities personal consumption and business financing needs, icbc branch in xinjiang continues to tracking service for the construction of affordable housing, to actively support the development of real estate economy applicable housing and affordable housing construction, support loans to buy ordinary from the housing residents, increase on personal housing mortgage, payroll comprehensive consumer loans, personal automobile consumption loan, as well as consumer installment business promotional efforts. Downtown, logistics park, commodity wholesale markets and emerging consumer preference of a batch of strong strength and good reputation, has a certain influence of individual industrial and commercial households and private owners, to provide financing support.

Xinjiang branch of icbc, meanwhile, relying on industrial and commercial bank of overseas branch offices and agent network, for foreign trade enterprises to provide financing, settlement and other multi-channel financial support. For example, the flow-through of small and medium-sized foreign trade enterprises and export processing enterprises, to provide the import trade, import TT international trade financing services such as financing. To "go out" enterprises, the bank through the linkage as its overseas subsidiaries and overseas branches, holding company or a participating stock companies to qualify for loans and other business. To meet the demand of diversified financial service of foreign trade enterprises, the bank launched "choi chi international" package, covers the enterprise prepares materials, production, shipments and sales of each link of the settlement, finance and wealth management services. In 2012, we accumulated $4.367 billion of international settlement, international trade financing of $440 million in the table. In counterpart aid project support, the bank actively follow up the related financial services, such as the liberalisation of the financing period, the contractor and the project supervision company qualification conditions, actively carry out counterpart xinjiang engineering under factoring business.

In more direct credit, the bank also constant innovation and financing mode, and continuously meet the demand of diversified financing, more access, more closely to support regional economic development in xinjiang. In 2012, we accumulated for enterprises in xinjiang as the main underwriter of the issuance of company bonds, 4 billion yuan; For the power industry in xinjiang to introduce strategic investors and fund-raising 2 billion yuan, promotes the xinjiang local companies listed process; Successfully issued earnings the trust plans of nearly 400 million yuan, support domestic enterprises in xinjiang new investment and financing channels, etc.