Icbc personal business loans help small micro enterprise development
Over the years, the industrial and commercial bank of China give full play to the integrated financial service advantage, actively widen the small micro enterprise financing channels. As of late 2012, icbc personal business loan balances has amounted to 193.4 billion yuan, with an additional 27.4 billion yuan, up 16.5%; By icbc personal business loan to get financing support individual industrial and commercial households and small micro enterprise has reached 200000 units, compared with growth of nearly 24000 households.
In addition, icbc's special according to the financing characteristics of startup are self-employed, innovation loans, personal help industry in a flexible way of guarantee loan approval and efficient, better fit the financing needs of this group. In 2012, icbc lending for personal help industry 8.3 billion yuan over the balance of 7.6 billion yuan, the year increased by 3.4 billion yuan.
Icbc also through its new merchant services platform "icbc from club member and businesses to small micro enterprises launched" from credit "exclusive financing products. By the end of 2012, icbc to club members personal business loan balance of 107.7 billion yuan, share more than a third of all personal business loan.
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