清远工行 鼎力支持地方经济发展 助力“桥头堡”建设

Qingyuan icbc support local economic development power "bridgehead"

In 2012, qingyuan branch of icbc to continue to adhere to "participate in qingyuan, economic construction service of regional economic development" as its mission, closely around "bridgehead" development strategy, put forward by the municipal party committee municipal government on the overall advantages of industrial and commercial bank of intensify credit supply, accelerate the innovation of financial services, in serving local economic construction to implement the responsibilities of the big Banks. At the end of last year, the local and the loan balance of 14.252 billion yuan, the incremental loans of 2.529 billion yuan, four lines accounted for 46%, than 2011 loan incremental increase of 936 million yuan ($1.593 billion), 58.74%. The company loan balance of 9.259 billion yuan, an increase of 1.682 billion yuan from a year earlier; Personal loans totaled 4.974 billion yuan, an increase of 838 million yuan from a year earlier.

In 2012, the bank invest most of corporate loans issued by the manufacturing, wholesale and retail, real estate, electricity, gas and water production and supply industry, transportation, warehousing and postal service, leasing and business services, loans, water environment and public facilities management and so on seven big industry loan balance of 8.095 billion yuan, accounting for 87.42% of the company's loan, the year an increase of 1.582 billion yuan, accounting for than rose 1.57%. In the process of development, the bank always adhere to the "big Banks to do small business" business philosophy, will optimize the small micro enterprise financial services to support the development of the real economy as an important gripper, by speeding up financial products, organization structure, business process innovation, and constantly adapt to small and medium-sized enterprise financing characteristics of the "short, frequency, urgent" and flexible service requirements. To the end of last year, the micro, small and medium enterprises loan balance of 8.76 billion yuan, an increase of 1.56 billion yuan from a year earlier, 21.6%, higher than the city average of 10.4%; Micro, small and medium enterprises number 419, an increase of 220 households, 40.13%, effectively support the medium and small micro enterprise entity economic development.

The bank strictly implement "one ticket is overruled make" environmental protection, in 2012 to high-polluting, high-energy consuming and environmental protection project to make the new financing balance is zero, at the same time actively advocate green credit, stepping up efforts to ecological protection, clean energy, energy conservation and emissions reduction, friendly kind of loans, in the field of comprehensive utilization of resources by the end of the loan balance is 780 million yuan, accounting for 8.46% of all corporate loans.

Qingyuan from icbc service channel, product innovation, service specifications and service efficiency, etc, will be the bank's overall service level to a new height. On channel construction, the bank increase the intensity of resources, in fresh county was added as a secondary branch and sub-branch, boost the county economy development, and locate at the center of the wealth of decoration standard and grade, smooth realization qing city branch, pure and fresh opening branch office relocation, won widespread praise from all sectors of society, to speed up the pace of self-service equipment layout, for the eight line self-service bank, practice "your side bank" commitment, convenient for the general public people to deal with business; At the same time, the bank to carry out "satisfaction in icbc", "enhancement of appraisal" theme activities such as as the gripper, to improve the site window service as the key point, lines, and customer complaints, counter business shunt effect appeared gradually, counter FenLiuLv 30.7%, lower than ShengHang average of 3.2%, down 12.14% from a year earlier. Through the positive efforts, the quality of enterprise service image won wide recognition from all walks of life, we worked in the enhancement of activity of city, state council office for rectifying rated "satisfied" unit, the city commission for discipline inspection and television organization "enhancement of hotline" review of bank banking with 96.7 points listed in the first place, is highly recognition and wide acclaim.

In the developing, qingyuan icbc actively fulfill the social responsibility, to mobilize the employees to participate in the "guangdong poor day", raising money 100000 yuan, in order to speed up the qingyuan contributions to poverty alleviation and development; Positive response to the theme of the all-china women's federation to take care of poor mother "mother parcel post" of public welfare activities, mobilize the whole employee donation more warm pericardium, close packages; In-depth development prelude for optimal activity, sprung up advanced LuXinCai's heroic figure, by two levels of qingyuan city, qing city foundation ready sympathy. Through continuous efforts, qingyuan has won numerous honors: icbc good inside and outside as the only company in guangdong province financial unit, qingyuan areas only one enterprise, the bank last year by guangdong business association, entrepreneur association as "2012 annual guangdong province outstanding enterprise culture outstanding contribution unit"; Won the "home of qingyuan city model worker" title, and was city federation of trade unions awarded labor work "advanced unit", is the only company in qingyuan city financial enterprises; Become the only province within the icbc system a "staff professional ethics construction advanced unit"; As only one enterprise, qingyuan areas is qingyuan city business association, entrepreneur association recommends the contestant "2012 year entire province outstanding enterprise".