工商银行泰安新泰支行抢抓票据市场“贴”出一片新天地

Industrial and commercial bank of taian xintai branch catch bill market "stick" a new land

Since this year, taian icbc xintai branch in the face of the size of credit tightening the actual, increase bill discount business promotion and marketing efforts, catch the market opportunity, innovation marketing service ideas, and constantly improve our bill discount performance and increase income with ability. By the end of 2013, January 24, cumulative discount and pen, discount amount of 16.22 million yuan, realized total discounted income 343300 yuan, to further broaden the new business growth path.

A, grasp the market, catch every opportunity. Xintai local coal wholesale enterprise more, near the end of the year for more, but the enterprise of collection in acceptance is given priority to, enterprise and are in urgent need of cash flow, the enterprise the bill realizable needs strong. Xintai branch grasp the market opportunity, catch marketing opportunity, through the visit customers publicity, between customer propaganda, positive for enterprise and individual customers for acceptance discount business.

Second, strengthen the service, improve efficiency. The bank around the bill discount business development, strengthen the overall service consciousness, from the survey application, data collection, review and approval funds to issue every link, the risk management department, parts, parlour close cooperation, to provide the "one-stop" quick service for the customer, not only solved the burning issue, also increased the subbranch of a bank deposits and intermediate business income. The bank pays attention to high-end customer service, since the second half of 2012 for the new mine group opened electric ticket since the business, because of its upstream in the local customers are more dispersed, issued by the electric ticket number, amount little. The bank as the only one with the opening of the electric ticket discount business bank, adhere to the "not afraid, not too small" principle, to provide warm and efficient service, to win the new mine group, the stick ticket the customer's favorable comment and deposit, programs and so on return.

Third, adhere to the standard, take strict precautions against risk. Bill business exist on the higher credit risk and operational risk. From the sources, education staff always set up the risk awareness, strict bill access, strict review trade background, draft authenticity, invoice authenticity and the logical relationship between the elements, take strict precautions against all kinds of external fraud risk and internal operation risks, ensure the discount business compliance, safety.