来源:工商银行 小编:朱岳 发布时间:2013年02月18日
内容导读: 近日,从工行河北省分行获悉,截至2月1日,该行个人贷款余额达1002.78亿元,率先在省内同业突破千亿元大关。同时,该行个人贷款客户规模突破50万户,其他个人消费贷款、个人经营贷款、个人住房贷款等全部个人贷款品种均保持同业首位,并在全国处于领先地位。
Icbc hebei branch GeDai over one hundred billion yuan
Recently, hebei province from icbc branch, as of February 1,, the bank personal loan balance of 100.278 billion yuan, took the lead in the province trade exceed one hundred billion yuan RMB. At the same time, the bank personal loan customer size breakthrough 500000 households, and other personal consumption loans, personal business loans, individual housing loans, etc all personal loan varieties are keep trade the first in the country and is in the lead.
In recent years, icbc hebei branch adhere to customer demand-oriented innovative products and services, product variety is rich, the basic form for the personal consumption loans, personal business loans, individual housing loans, and other three kinds of more than twenty varieties of business system, in the personal self car, a room, secondhand room, large consumption, cultural consumption, tourism, for study abroad, etc effectively meet the residents' consumption financing needs. At the same time, the bank actively respond to a nation about support small micro enterprise development requirements, extend the service channels, in view of the business flow, cultural services, production and processing, etc have introduced personal help industry, personal management, personal commercial vehicle, personal commercial housing and personal management of such loans, effectively relieve the small micro enterprise development on the need for the funds. In the development of products at the same time, it also continuously improve service efficiency and quality, satisfy customer demand. If the bank for personal loan "small, fast, frequency, urgent" characteristics, improve loan process, all realize electronic trial, and formed a "one-stop" work style, standardization of "line" mode. In addition, the bank make full use of their own powerful online banking system, has introduced the deposit-loan pass, net credit pass and easy credit products, to meet the financing needs of different individuals and enterprises to provide a more diversified choice.
In addition, it also introduced the design for hebei professional commodity trading market customer financing service plan, in the past two years were province 120 professional market to tailor a personalized financing service plan.
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