工商银行东营垦利支行创新办理首笔理财委托贷款

Dongying KenLi subbranch of a bank and commercial bank financial management innovation for initial entrust loan

Dongying KenLi subbranch of a bank and commercial bank innovation fund sources, break the old idea, the breakthrough new business, not from a variety of credit funds of business, combined with the actual local enterprise development and capital demand, pick out financial entrusted loans, key research management way, actively looking for marketing target. On feb. 7, for the success of the first amount is 149 million yuan of entrust loans.

In order to meet customer demand of financing, the bank have held special meeting, to provide enterprises with personalized comprehensive service plan, after many with the line of assets and liabilities, investment, such as k parts many departments consult learning, and finally determine the enterprise exclusive financing entrust loan scheme.

To ensure that the loan security, more understanding and control a business enterprise management, financial product demand, the bank set up including President, director, account manager, professional, multi-level marketing team to visit enterprise, and enterprise all levels of people intimate contact, to provide "enthusiastic, honest, patient, careful" personalized, professional service, pay close attention to quality customer product demand and capital movements. In an enterprise to understand new construction project completion DaChan have a lot of liquidity gap problem, the reaction time, catch the market opportunities, make money to support scheme, the release of the loan for the enterprise to solve the burning issue, broaden the financing channels for enterprises, and enhance the rate of return on financial products.

In order to ensure the entrust loan issue smoothly, and the industry and commerce bank, icbc ShengHang linkage at all levels, the city line related business department opens business approval the green channel, arrange specialist is responsible for the job, all the professional department coordination, handling the business material application, submit the relevant documents and research, policy, management measures, threshing process, the signing of the relevant agreements and contracts and money transfer, such as the entry process. In all departments at all levels to cooperation, this pen financial entrust loans from the agreement in place when the money in less than two days, which fully reflects the efficiency of the icbc, received by customers praise.