Binzhou commercial bank branch early deployed early action to optimize the credit structure
In 2013, and the industry and commerce bank binzhou branch analyze the competition situation changes and requirements of business development, the reasonable loan to grasp, pays special attention to the loan structure adjustment, to achieve the company put on the loan balance. In 13 years 1 at the end of the year the company make foreign currency denominated loan growth of 870 million yuan, third in the province, including project loan growth is 067 million yuan, the domestic trade financing increase 710 million yuan, accounting for 81.33% of the loan increment, the province in the first position.
Early deployed. Established marketing service team, pay close attention to and master the key customer facility investment and financing needs, seize the source of information, to ensure that in the first time to master all kinds of marketing information, further widen marketing information acquisition channel.
Early reserve. Establish and improve marketing resources reserve mechanism, improve market development effect, vigorously promote the son of credit business steady growth, achieving financing optimized adjustment of product structure.
Carry out early. To meet the conditions of the credit business data collection due diligence, launch process, in the review approval link more communication, communication, improve business efficiency, to ensure the examination and approval of the credit business smoothly issue in place, to provide efficient financial service.
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